MoneyMonkey.co.uk has teamed up with a number of the country's leading banks to offer you some great deals, including some special introductory offers.

Typically, people stay with the same bank for years and years without realising the money they could be saving or making if they made the simple switch to a new bank

Click the button above and you can compare interest rates and overdraft facilities on leading current accounts and savings accounts.

The majority of people in the UK hold bank accounts of one type or another. Most banking institutions will offer the following types of bank accounts:

• Current bank accounts
• Student bank accounts
• Graduate bank accounts
• Online bank accounts
• Junior or children's bank accounts
• Business bank accounts
• Savings bank accounts
• High interest rate bank accounts
• All in one accounts such as the Virgin One account
  

Current Accounts
A current account is generally the most common way for people to manage their money, especially for those people with a regular income or those needing frequent access to their money. Cash can be withdrawn form a cash-point or goods can be purchased by using a debit card. Banks, building societies and other companies such as supermarkets now offer banking services.

Overdrafts are a common service offered with students often enjoying an interest free overdraft. Students may also be offered other useful incentives to open a current account such as points reward schemes, reduced rate mortgages for after completion of studies.

Online bank accounts are also popular amongst the majority of banks and building societies. These have the benefit of offering 24-hour secure access to bank accounts.

Savings Accounts
Savings accounts are a method of saving for the future or for future purchases. They often offer higher interest rates than current accounts making them an attractive method of saving money. There are also many different types of savings accounts to choose from. These include instant access/no notice, notice, mini and maxi cash ISAs, child savings accounts and online accounts.

Instant access accounts offer a lower rate of interest than notice accounts. The advantage being that a customer will have immediate access to their savings with no notice to the bank or building society.

A notice account usually offers a good rate of interest, which increases as the balance of the account increases. This is an excellent method of saving for future needs. It is also useful account for children, although most banking institutions do offer dedicated children's accounts offering higher rates of interest.